The uncertain economic landscape of our recent times along with the unstable housing market and a steady rise in unemployment rate has left many individuals in debt that they are unable to repay. This is when the debt collectors start calling the person and this only makes them feel more trapped and hopeless.
Most collection agencies tend to cross the line and start harassing and start performing unfair debt collection practices, this is when it’s best for individuals to seek professional help and fight unfair debt collection practices. You will need good knowledge of your rights as a citized and the laws that protect you from these individuals. Situations like these where you are constantly being bombarded with shady debt collection tactics tend to make people feel like there is no way out and that they are helpless. Knowing your rights is the first step to help you out and can lead to debt resolution assistance.
Unscrupulous debt collectors rely on harassment to get their point across, they tend to step over the line, knowing your rights will help you stop them in their tracks. It is okay and well within the right of debt collectors to contact references such as your family members or employees and gather information such as your address or place of work. But debt collectors do not have the right to repeatedly contact or call these people for your contact information again and again. In short, debt collectors are not allowed to harass other people just to get in touch with you. Your right to privacy is also well protected by the law, so debt collectors are not allowed to expose your debt to the public or humiliation in order to scare you into paying your debt.
If you are in need to fight an unfair debt lawsuit and that you are being sued by a collection agency and are need to get help for your debt lawsuit.
You need to know the importance of the summons. Some people think the best thing to do is contact the collection agency and ask for some clarifications, others just ignore them in hopes that they will go away. These are bad ideas to start with. To fight an unfair debt lawsuit, the best thing to do is to actually respond, this does not mean that you are admitting guilty to their accusations. If you don’t respond they will win by default. This issue can easily be handled without an attorney. But if you want you can always hire an attorney for assistance with a debt lawsuit just to be sure.